Ray
Your personal CFO in the terminal
What is Ray?
Most personal finance apps show you charts. Ray tells you what to do and actually helps you plan. A terminal-based CFO that reads your real transactions, remembers your goals, and runs on your computer — not someone else's server. Open source. Free with your own keys.
From the website
Ray — The Finance App That Tells You What To Do
Other finance apps show you what you spent. Ray tells you what to do. An open-source AI financial advisor that learns your full situation, uses your real bank data, and runs locally on your machine.
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