Sats Terminal
Borrow against your Bitcoin. Best rate, no KYC, self-custody
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Sats Terminal is the best marketplace for Bitcoin-backed loans. We monitor every major lender like Aave, Morpho and more, with $10B+ in liquidity in real time and route you to the lowest rate. Lock BTC as collateral, sign once, and USDC lands in your wallet in minutes. Fully non-custodial: your bitcoin sits in a contract you can verify on-chain. No KYC, no credit checks, no paperwork, no fixed terms — repay anytime. Backed by Draper Associates, Coinbase Ventures & YZi Labs. iOS in beta.
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